Color Palette Formulas: 3 Proven Systems
Most small businesses don’t need 12 brand colors. You need a palette you can actually use consistently: one primary, one accent, and a clean neutral system.
The 3 palette formulas
Pick one formula, then fill in your colors. The “1 + 1 + neutrals” formula is the safest default.
The “1 + 1 + Neutrals” palette
- Primary color: Brand recognition + buttons/links
- Accent color: Highlights, badges, small emphasis
- Neutrals (3–5): Backgrounds, text, borders, UI structure
The “Trust + Energy” palette
- Trust color: Blue/green family for stability
- Energy accent: Orange/yellow for CTAs and action
- Neutral system: Keeps the brand from feeling chaotic
The “Premium minimal” palette
- Deep primary: Luxury feel (navy/charcoal)
- Soft accent: Muted highlight (gold/sand)
- Warm neutrals: Creams and soft grays for calm UI
Quick rules (so it stays consistent)
Rules
- Limit “brand colors” to what you can consistently use (usually 2 + neutrals).
- Use neutrals for layout and readability; use brand colors for emphasis.
- Pick one “CTA color” and use it consistently for primary buttons.
- Test your palette on a real page layout (hero, buttons, form, footer).
Common mistakes
Want to document your palette properly?
Put your primary, accent, neutrals, and usage rules into a simple guidelines doc. That’s how you prevent “random colors.”

Founder & CEO of Magnt | Serial Entrepreneur | Startup Advisor
Serial entrepreneur and branding expert. As a serial entrepreneur, he has created 20+ startups and products across various industries, from SaaS platforms to consumer applications. Founder of Magnt, advisor to 100+ startups, and thought leader in AI-powered branding. Helps small businesses create professional brands that rival Fortune 500 companies.